Fakhirah Husain et al. 2025. THE EFFECT OF FINANCIAL LITERACY AND POCKET MONEY ON STUDENTS’ FINANCIAL MANAGEMENT BEHAVIOR THROUGH FINANCIAL SELF-EFFICACY (A STUDY OF ACTIVE FEB STUDENTS AT STATE UNIVERSITY OF MAKASSAR). International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET). 4, 10 (Nov. 2025), 246–259. DOI:https://doi.org/10.54443/ijset.v5i1.1362.