Faishal Rachman Wahid and Masiyah Kholmi 2025. DIGITALIZATION AND THE DILEMMA OF IMPLEMENTING SAK EMKM: A PHENOMENOLOGICAL STUDY OF COGNITIVE AND SOCIO-TECHNICAL BARRIERS IN MULTISECTOR MSMES IN SERANG CITY. International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET). 4, 5 (Jul. 2025), 2009–2015. DOI:https://doi.org/10.54443/ijset.v4i5.955.