May Afriyanti Sinaga, Benjamin Albert Simamora, & Susy Alestriani Sibagariang. (2025). THE EFFECT OF ELECTRONIC MONEY USE AND LIFESTYLE ON THE CONSUMPTIVE BEHAVIOR OF ECONOMICS EDUCATION STUDENTS, INTAKE 2022-2024, HKBP NOMMENSEN UNIVERSITY, PEMATANGSIANTAR. International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET), 4(10), 1333–1342. Retrieved from https://ijset.org/index.php/ijset/article/view/1720