Faishal Rachman Wahid, & Masiyah Kholmi. (2025). DIGITALIZATION AND THE DILEMMA OF IMPLEMENTING SAK EMKM: A PHENOMENOLOGICAL STUDY OF COGNITIVE AND SOCIO-TECHNICAL BARRIERS IN MULTISECTOR MSMES IN SERANG CITY. International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET), 4(5), 2009–2015. https://doi.org/10.54443/ijset.v4i5.955