SRI HARNINGSIH; F. DEFUNG; WIRASMI WARDHANI. FINANCIAL LITERACY AND INVESTMENT DECISIONS: THE DUAL MEDIATION EFFECT OF RISK PERCEPTION AND FINANCIAL TECHNOLOGY ADOPTION AMONG YOUNG PROFESSIONALS IN SAMARINDA CITY. International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET), [S. l.], v. 5, n. 6, p. 3376–3385, 2026. DOI: 10.5281/zenodo.20361459. Disponível em: https://ijset.org/index.php/ijset/article/view/1929. Acesso em: 24 may. 2026.