Faishal Rachman Wahid, and Masiyah Kholmi. 2025. “DIGITALIZATION AND THE DILEMMA OF IMPLEMENTING SAK EMKM: A PHENOMENOLOGICAL STUDY OF COGNITIVE AND SOCIO-TECHNICAL BARRIERS IN MULTISECTOR MSMES IN SERANG CITY”. International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) 4 (5):2009-15. https://doi.org/10.54443/ijset.v4i5.955.