Iwan Sujarwo, Musdalifah Azis and Wirasmi Wardhani (2026) “THE EFFECT OF FINANCIAL LITERACY, FINANCIAL INCLUSION, AND GENDER BEHAVIOR ON INVESTMENT DECISIONS WITH INVESTMENT EXPERIENCE AS A MODERATING”, International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET), 5(4), pp. 1918–1933. doi: 10.5281/zenodo.19362564.