Suhandi, Sri Mulyati and Hanafi Siregar (2026) “GENERATION Z FINANCIAL MANAGEMENT FROM A BEHAVIORAL FINANCE PERSPECTIVE: THE ROLE OF FINTECH, CONSUMPTIVE BEHAVIOR, FINANCIAL ATTITUDE, AND FINANCIAL PLANNING”, International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET), 5(5), pp. 3255–3266. Available at: https://ijset.org/index.php/ijset/article/view/1845 (Accessed: 11 May 2026).