Faishal Rachman Wahid and Masiyah Kholmi (2025) “DIGITALIZATION AND THE DILEMMA OF IMPLEMENTING SAK EMKM: A PHENOMENOLOGICAL STUDY OF COGNITIVE AND SOCIO-TECHNICAL BARRIERS IN MULTISECTOR MSMES IN SERANG CITY”, International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET), 4(5), pp. 2009–2015. doi: 10.54443/ijset.v4i5.955.