Harry Irawan, Sugianto, and Marliyah. “INSTRUMENTS AND PRODUCTS OF ISLAMIC WEALTH MANAGEMENT IN ISLAMIC FINANCIAL INSTITUTIONS”. International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) 4, no. 3 (February 28, 2025): 259–264. Accessed September 11, 2025. https://ijset.org/index.php/ijset/article/view/658.