Nor Fatah Ulinnuha, Abu Naim, Sapriyadi, Andika Mugi Gumilang, Ervina Yennie Permananingrum, Mardi. THE INFLUENCE OF FINANCIAL TECHNOLOGY (FINTECH) USAGE, FINANCIAL LITERACY, SAVING HABITS, AND CAPITAL STRUCTURE ON THE FINANCIAL CAPABILITY OF MSMES IN TANGERANG REGENCY. IJSET [Internet]. 2025 Dec. 21 [cited 2026 Jun. 9];4(10):388-92. Available from: https://ijset.org/index.php/ijset/article/view/1408