Vol. 1 No. 9 (2022): AUGUST
Open Access
Peer Reviewed

THE EFFECT OF TRUST, PRICE, AND EASE OF TRANSACTION ON BUYING INTEREST AND THEIR IMPLICATIONS ON PURCHASE DECISIONS STUDY PT. INDONESIA MAYBANK FINANCE ONLINE CUSTOMER

Authors

Felix Sundah , Melitina Tecoalu , Soegeng Wahyoedi

DOI:

10.54443/ijset.v1i9.50

Published:

2022-08-31

Downloads

Abstract

This study aims to determine the impact or influence both directly and indirectly on a person's level of trust, the price offered and the ease of transacting with online or online services offered by PT. Maybank Indonesia Finance does it affect a person's buying interest and the implications for making online purchasing decisions. In this study, the methodological approach used was 94 respondents from Online / Online Customers of PT. Maybank Indonesia Finance which has become a customer of PT Maybank Indonesia Finance by using the Company's Digital platform in the acquisition process. Each respondent is given a related questionnaire related to the level of trust and buying interest. The price of buying interest, the ease of buying interest and buying interest have implications for purchasing decisions. The proposed hypothesis is tested, and its predictability is assessed through PLS -SEM. From the test results found findings that explain the direct relationship of price to purchase requests and the indirect relationship between price and influence on buying interest and its implications for purchasing decisions have a significant effect. While trust, ease of transacting directly has no effect on asking to buy and indirectly has no effect on asking to buy and its implications for purchasing decisions, while the direct relationship of buying interest with purchasing decisions has a very strong influence on online customers / Online PT. Maybank Indonesia Finance.

Keywords:

Trust Price Ease of Transaction Buying Interest Purchase Decision Online Purchase Decision

References

Adityo, B. (2011). Analisis Pengaruh Kepercayaan, Kemudahan dan Kualitas Informasi Terhadap Keputusan Pembelian Secara OnLine di Situs Kaskus. Skripsi pada Fakultas Ekonomi Universitas Diponegoro. http://eprints.undip.ac.id/29819/1/Skripsi006.pdf

Amanda, T., Tj, H. W., Kusniawati, A., & Surjaatmadja, S. (2018). Effect of Electronic Word of Mouth, Product Quality, and Price on Purchase Intention. 3(12), 6181–6190.

Alhasanah, J. U., Kertahadi, & Riyadi. (2014). Pengaruh Kegunaan, Kualitas Informasi dan Kualitas Interaksi Layanan Web E-Commerce Terhadap Keputusan Pembelian Online (Survei pada Konsumen www.getscoop.com). Jurnal Administrasi Bisnis (JAB), 15(2), 1–10 Aprilia Bakery” https://adoc.tips/download/pengaruh-kegunaan-kualitas-informasi-dan-kualitas-interaksi-.html

Armayanti, N. (2011). Gambaran Kepercayaan Konsumen Terhadap Pembelian Melalui Media Internet. Skripsi pada Fakultas Psikologi Universitas Sumatera Utara. https://www.neliti.com/publications/36604/analisis-pengaruh-iklan-kepercayaan-merek-dan-citra-merek-terhadap-minat-beli-ko

Ferdinand, A. (2012), “Manajemen Pemasaran: Sebuah Pendekatan Strategik, Program Magister Manajemen”, Semarang: Universitas Diponegoro. Kartika & Hendra (2018)

Ghafiki, R., & Setyorini, R. (2017). Pengaruh Kualitas Website Terhadap Keputusan Pembelian Pada Situs BUKALAPAK.COM. openlibrary.telkomuniversity.ac.id. https://repository.telkomuniversity.ac.id/pustaka/files/123670/jurnal_eproc/pengaruh-kualitas-website-terhadap-keputusan-pembelian-pada-situs-bukalapak-com.pdf

Hadiawan, A. C. (2013). Pengaruh Kepercayaan, Kemudahan, dan Kualitas Informasi Terhadap Keputusan Pembelian Secara Online. Skripsi pada Fakultas Ekonomika dan Bisnis Universitas Diponogero. http://eprints.undip.ac.id/42236/1/HARDIAWAN.pdf

Harlan, D. M. (2014). Pengaruh Kemudahan, Kepercayaan dan Risiko Persepsian Terhadap Minat Bertransaksi Menggunakan E-Banking Pada UMKM di Yogyakarta. E-print Universitas Negeri Yogyakarta. https://jurnal.polibatam.ac.id/index.php/JABA/article/download/763/556/

Hidayat, I., Arifin, R., & Priyono, A. A. (2017). Pengaruh Kepercayaan, Kemudahan, Harga dan Kualitas Informasi Penggunaan E-commerce Terhadap Keputusan Pembelian Secara Online Pada Situs Bukalapak.com. Jurnal Unisma. http://riset.unisma.ac.id/index.php/jrm/article/download/450/486

Hsieh, Ming-Huei, et al. 2004. Product, Corporate, and Country Image Dimensions and Purchase Behaviour. A Multicountry Analysis. Journal of the Academy of Marketing Science, (32)3 : 251 270. https://journals.sagepub.com/doi/10.1177/0092070304264262

Indonesia, A. P. (2014). Profil Pengguna Internet Indonesia 2014. Jakarta: Asosiasi Penyelenggara Jasa Internet Indonesia

Kotler & Keller, 2009. Manajemen Pemasaran 1, Edisi ketiga belas. Jakarta: Erlangga.

Kotler, P., & Armstrong, G. (2012). “Prinsip-prinsip Pemasaran”. Edisi 13. Jilid Jakarta: Erlangga.

Kotler, Philip dan Kevin Lane Keller. 2012. Marketing Managemen.Fourteenth Edition. New Jersey: Pearson Education. Rizky, M.F., dan H Yasin. 2014.

Lupiyoadi & Hamdani, 2008. Manajemen Pemasaran Jasa, Edisi 2 Jakarta: Salemba Empat.

Martono, M., dan S. R Iriani. 2014. “Analisis Pengaruh Kualitas Produk, Harga Dan Promosi Terhadap Minat Beli Konsumen Produk Batik Sendang Duwur Lamongan”, Jurnal Ilmu Manajemen, Vol. 2, No. 2, pp. 687-699. https://jurnalmahasiswa.unesa.ac.id/index.php/jim/article/view/10202

Prabowo, H., Darman, & Noegraheni, E. (2014). Analisis Kepercayaan Dalam C2C E-commerce Terhadap Keputusan Pembelian dan Dampaknya Terhadap Repurchase pada Kaskus. Jurnal Binus. https://journal.binus.ac.id/index.php/BBR/article/view/1218

Rahmad Setiawan (2020) “Pengaruh Kualitas Produk dan Promosi Terhadap Minat Beli Yang Berdampak Pada Keputusan Pembelian Pada Pelanggan. http://openjournal.unpam.ac.id/index.php/JPK/article/view/5141

rista, E. D., & Astuti, S. R. (2011). Analisis Pengaruh Iklan, Kepercayaan Merek, dan Citra Merek terhadap Minat Beli Konsumen. widyamanggala.ac.id.

https://www.neliti.com/publications/36604/analisis-pengaruh-iklan-kepercayaan-merek-dan-citra-merek-terhadap-minat-beli-ko

Rizky, M.F., dan H Yasin. 2014. “Pengaruh Promosi Dan Harga Terhadap Minat Beli Perumahan Obama PT. Nailah Adi Kurnia Sei Mencirim Medan”, Jurnal Manajemen & Bisnis Vol. 14 No. 02, pp. 135- 143. https://core.ac.uk/download/pdf/290105929.pdf

Sari, M. P. (2015). Pengaruh Kepercayaan, Kemudahan dan Kualitas Informasi Terhadap Keputusan Pemblian Secara Online Di Situs Lazada.co.id Pada Mahasiswa/i Fakultas Ekonomi dan Bisnis USU. Skripsi pada Fakultas Ekonomi Universitas Sumatera Utara. https://text-id.123dok.com/document/eqodokz1-pengaruh-kepercayaan-kemudahan-dan-kualitas-informasi-terhadap-keputusan-pembelian-secara-online-di-situs-lazada-co-id-pada-mahasiswa-i-fakultas-ekonomi-dan-bisnis-usu.html

Sieh, Ming-Huei, et al. 2004. Product, Corporate, and Country Image Dimensions and Purchase Behaviour. A Multicountry Analysis. Journal of the Academy of Marketing Science, (32)3: 251 270. https://www.academia.edu/12972611/Product_Corporate_and_Country_Image_Dimensions_and_Purchase_Behavior_A_Multicountry_Analysis

Sugiyono, P. D. (2012). Metode Penelitian Bisnis. Bandung: Alfabeta.

Sunaryo, 2009. Hukum Lembaga Pembiayaan, Jakarta: Sinar Grafika.

Sutarman, 2009. Pengantar Teknologi Informasi. Jakarta: Bumi Aksara

Tjiptono & Chandra, 2006. Manajemen Pelayanan Jasa, Yogyakarta: CV Andi Offset.

Tjiptono, 2001. Manajemen Pemasaran dan Analisa Perilaku Konsumen, Yogyakarta: BPFE.

Tjiptono, Fandy, 2007. Strategi Pemasaran, Edisi kedua, Yogyakarta: CV Andi Offset.

Tjiptono, Fandy, 2008 Strategi Pemasaran, Edisi 3, Yogyakarta: CV. Andi Offset.

Tjiptono, Fandy, 2010. Service Management: Mewujudkan Layanan Prima, Yogyakarta: CV Andi Offset.

Tjiptono, Fandy, 2010. Strategi Pemasaran, Edisi 2, Yogyakarta: CV Andi Offset.

Tecoalu, M., & Winoto Tj, H. (2021). THE EFFECT OF PRICE PERCEPTION AND BRAND AWARENESS ON SERVICE QUALITY MEDIATED BY PURCHASING DECISIONS (Study Case on PT. Maybank Indonesia Finance Credit Products). Social Science, Public Administration and Management (HUSOCPUMENT), 1(4), 183–195. https://www.publication.idsolutions.co.id/journals/index.php/husocpument/DOI:https://doi.org/10.51715/husocpument.v1i4.127

Other Sources

(2017, Desember 14). Diambil kembali dari https://www.bukalapak.com/.

Indonesia, A. P. (2016). Statistik Pengguna dan Perilaku Pengguna Internet Indonesia. Jakarta: Asosiasi Penyelenggara Jasa Internet Indonesia.

, August). Diambil kembali dari http://www.internetworldstats.com/st ats3.htm.

Author Biographies

Felix Sundah, Fakultas Ekonomi & Bisnis Universitas Kristen Krida Wacana

Author Origin : Indonesia

Melitina Tecoalu, Fakultas Ekonomi & Bisnis Universitas Kristen Krida Wacana

Author Origin : Indonesia

Soegeng Wahyoedi, Fakultas Ekonomi & Bisnis Universitas Kristen Krida Wacana

Author Origin : Indonesia

How to Cite

Sundah, F. ., Tecoalu, M. ., & Wahyoedi, S. . (2022). THE EFFECT OF TRUST, PRICE, AND EASE OF TRANSACTION ON BUYING INTEREST AND THEIR IMPLICATIONS ON PURCHASE DECISIONS STUDY PT. INDONESIA MAYBANK FINANCE ONLINE CUSTOMER. International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET), 1(9), 431–442. https://doi.org/10.54443/ijset.v1i9.50

Similar Articles

1 2 3 4 5 6 7 8 9 10 > >> 

You may also start an advanced similarity search for this article.