THE INFLUENCE OF SERVICE DIGITALIZATION AND TECHNOLOGY COMPETENCY ON EMPLOYEE PERFORMANCE THROUGH EMPLOYEE ADAPTABILITY AT BANK BRI SAMARINDA GAJAH MADA BRANCH
Published:
2026-06-01Downloads
Abstract
Digital transformation in the banking sector requires employees not only to operate technology-based service systems, but also to adjust their work behavior quickly, flexibly, and productively. This study aims to analyze the influence of service digitalization and technology competence on employee performance and to examine the mediating role of employee adaptability at Bank BRI Samarinda Gajah Mada Branch. This research employed a quantitative explanatory design. The research population consisted of all 149 employees at Bank BRI Samarinda Gajah Mada Branch; therefore, a census or saturated sampling technique was applied. Data were collected using a Likert-scale questionnaire and analyzed through Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings indicate that service digitalization has a positive and significant effect on employee adaptability and employee performance. Technology competence also has a positive and significant effect on employee adaptability and employee performance. Furthermore, employee adaptability positively and significantly affects employee performance and partially mediates the effect of service digitalization and technology competence on employee performance. These findings confirm that successful banking digital transformation depends not only on technological infrastructure, but also on employees' readiness to adapt to changing work processes. This study recommends strengthening technology training, change-management support, and an adaptive work culture to ensure that service digitalization translates into sustainable performance improvement.
Keywords:
employee adaptability employee performance PLS-SEM service digitalization technology competenceReferences
Abdul Hamid, R. (2022). The role of employees' technology readiness, job meaningfulness and proactive personality in adaptive performance. Sustainability, 14(23), 15696. https://doi.org/10.3390/su142315696
Agus Triansyah, F., Hejin, W., & Stefania, S. (2023). Factors affecting employee performance: A systematic review. Journal Markcount Finance, 1(2), 118-127. https://doi.org/10.55849/jmf.v1i2.102
ALaraji, M. H. I., & Abbas, A. K. (2025). The role of digital transformation in improving the efficiency of administrative operations: A case study of Asia cell Telecommunications Company. American Journal of Social Sciences and Humanity Research, 5(5), 223-238. https://doi.org/10.37547/ajsshr/Volume05Issue05-52
Ali Alqararah, E., Shehadeh, M., & Yaseen, H. (2025). The role of digital transformation capabilities in improving banking performance in Jordanian commercial banks. Journal of Risk and Financial Management, 18(4), 196. https://doi.org/10.3390/jrfm18040196
Annisa, S., Siahaan, E., & Lumbanraja, P. (2024). Impact of digital transformation on banking employee performance with self-efficacy as a mediator. Problems and Perspectives in Management, 22(4), 523-531. https://doi.org/10.21511/ppm.22(4).2024.39
Arribas-Aguila, D., Castaño, G., & Martínez-Arias, R. (2024). A systematic review of evidence-based general competency models: Development of a general competencies taxonomy. Journal of Work and Organizational Psychology, 40(2), 61-76. https://doi.org/10.5093/jwop2024a6
Bergeman, C. S., & Nelson, N. A. (2024). Building a dynamic adaptational process theory of resilience (ADAPTOR): Stress exposure, reserve capacity, adaptation, and consequence. American Psychologist, 79(8), 1063-1075. https://doi.org/10.1037/amp0001280
Bresciani, S., Huarng, K.-H., Malhotra, A., & Ferraris, A. (2021). Digital transformation as a springboard for product, process and business model innovation. Journal of Business Research, 128, 204-210. https://doi.org/10.1016/j.jbusres.2021.02.003
Calderon-Monge, E., & Ribeiro-Soriano, D. (2024). The role of digitalization in business and management: A systematic literature review. Review of Managerial Science, 18(2), 449-491. https://doi.org/10.1007/s11846-023-00647-8
Campbell, J. P., & Wiernik, B. M. (2015). The modeling and assessment of work performance. Annual Review of Organizational Psychology and Organizational Behavior, 2(1), 47-74. https://doi.org/10.1146/annurev-orgpsych-032414-111427
Cao, J., Abu Mansor, N. N., & Li, J. (2024). Impact of work competencies on job performance among university counsellors. PLOS ONE, 19(12), e0315494. https://doi.org/10.1371/journal.pone.0315494
Chong, Y. K., & Zainal, S. R. M. (2024). Employee agility's mediating role on the link between employee vitality, digital literacy and transformational leadership with job performance: An empirical study. Cogent Business & Management, 11(1). https://doi.org/10.1080/23311975.2024.2337447
Diamantidis, A. D., & Chatzoglou, P. (2019). Factors affecting employee performance: An empirical approach. International Journal of Productivity and Performance Management, 68(1), 171-193. https://doi.org/10.1108/IJPPM-01-2018-0012
F. Hair Jr, J., Sarstedt, M., Hopkins, L., & G. Kuppelwieser, V. (2014). Partial least squares structural equation modeling (PLS-SEM). European Business Review, 26(2), 106-121. https://doi.org/10.1108/EBR-10-2013-0128
Fahri Gunawan, E., & Sopiah, S. (2023). Impact of changes to the digitalization system on employee performance (literature review study). Jurnal Syntax Fusion, 3(05), 526-536. https://doi.org/10.54543/fusion.v3i05.313
Feraco, T., Casali, N., Ganzit, E., & Meneghetti, C. (2023). Adaptability and emotional, behavioural and cognitive aspects of self-regulated learning: Direct and indirect relations with academic achievement and life satisfaction. British Journal of Educational Psychology, 93(1), 353-367. https://doi.org/10.1111/bjep.12560
Gjika, I., & Aliko, A. (2024). Promoting digital technologies to enhance human resource progress in banking. The International Journal of Management Science and Business Administration, 10(5), 32-43. https://doi.org/10.18775/ijmsba.1849-5664-5419.2014.105.1003
Gotama, A., & Wahdiat, I. S. (2024). Alignment of employee competencies, information technology, accounting information systems as the key to organisational performance. Interdiciplinary Journal and Hummanity (INJURITY), 3(6), 361-377. https://doi.org/10.58631/injurity.v3i6.207
License
Copyright (c) 2026 Ariani, Irsan Tricahyadinata, Wirasmi Wardhani

This work is licensed under a Creative Commons Attribution 4.0 International License.









